Important Information on the Northwest Bank Merger

For important information about our merger with Northwest Bank, please read this letter, answers to frequently asked questions, and conversion timeline:

Our New Website Look

Customer Letter


Conversion Timeline

Debit Card Holder Information

Bill Pay

WCB Client Rings the Closing Bell at the NASDAQ Market Place

We are proud to be the bank of choice for Pets Best Insurance.  We would like to congratulate the team at Pets Best for their recent announcement of their expanded partnership with their insurance company underwriter, American Independence Corp. Pets Best is the fourth largest pet insurance company in the U.S.  Founder Jack Stephenson created the first pet insurance company in 1982 and issued the first pet insurance policy to TV dog Lassie in California in the 1980s.

When our clients succeed, we at Western Capital Bank succeed.  We look forward to being a part of Pets Best Insurance’s success for years to come.

Rob Perez Discusses Micro Business on KTVB

Rob Perez, President of Western Capital Bank appeared on KTVB’s It’s Your Business segment to discuss Micro Enterprise Training and Assistance (META), a local nonprofit focused on helping low-to-moderate income entrepreneurs start their own “micro business”.

Micro Businesses, or businesses with five or fewer employees and less than $50,000 in start-up capital, account for 88% of businesses in the U.S. Often these businesses do not have access to conventional bank loans. With the help of META, in the last fiscal year, 67 new businesses were launched, creating 106 jobs. META provides business consulting services, training and microloans (ranging from $500 to $15,000) to primarily under-served entrepreneurs like immigrants, women and Latinos.

For more information on META, visit

WCB Advantage Newsletter – Qtr 4 2012

Click on the link below to read the Newsletter:

WCB Advantage Newsletter Qtr 4 2012


To view our 3rd Quarter 2012 Shareholder letter, click here:

3rd Quarter 2012 Shareholder Letter Grants Western Capital Bank Top Rating

Once again, Western Capital Bank has been awarded 5 stars in’s Safe & Sound® Star Ratings service. It is the only Idaho-based bank on their list to receive the top rating. The 5-star rating is defined as “Superior” in terms of relative financial strength and stability. The rating was based on 6/30/2012 bank financial data.

For over 14 years,’s Safe & Sound® service has given businesses and consumers information on the relative financial strength and stability of U.S. commercial banks, savings institutions and credit unions. Bankrate’s Safe & Sound Star Ratings are comparisons to both industry peer norms and standards. Individual performance levels are determined from publicly available regulatory filings and are compared to asset-size peer norms, industry standards and key absolute benchmarks. To learn more about Bankrate’s Safe & Sound Star Ratings, go to:

SUP & SIP with Western Capital Bank

Last month, we took time to enjoy the outdoors with friends and customers during the SUP (stand-up paddleboard) & SIP event at Quinn’s Pond in Boise. Over forty people were on hand to first SUP then SIP some great local beverages courtesy of Payette Brewing Company and Caprio Cellars.

“We love to get out of the office with our customers, and this type of event really allows us to get to know each other better,” said Jeff Banks, Private Banking Manager.

Special thanks to Idaho River Sports for providing paddle boards and instruction (and, a great time!).

Five Virtues of a Meaningful Culture

In the latest segment of KTVB’s It’s Your Business, Rob Perez shares his thoughts on what makes a meaningful company culture.

Click below to watch the segment, and stay tuned for more of Rob on KTVB.

Superior Rating from BauerFinancial™

Western Capital Bank is the only Boise-based bank to earn a 5-star “Superior” rating from BauerFinancial™ – an independent bank rating service that analyzes the financial condition of banks and credit unions nationwide. The “Superior” rating is BauerFinancial’s highest rating, meaning that Western Capital Bank is financially sound and is operating well above its regulatory capital requirements.

BauerFinancial uses data from Federal regulators and other criteria to determine its ratings. The rating was based on Western Capital Bank’s 6/30/12 financial data.

More information on BauerFinancial is available at

Rob Perez Discusses Merger on KTVB

Western Capital Bank President Rob Perez spoke about the merger with Northwest Bank on KTVB’s It’s Your Business segment. He also shared his insight on considerations when thinking about merging a business.

To watch, click the screen below and stay tuned for more of Rob on KTVB.